21 year old driver makes a STUPID decision

Yes folks, even in my personal pickup (2001 Dodge Ram 1500 Sport) people continue to do STUPID things. He just HAD to pull out and be first. As you can see, Didn't quite work out for him. Destroyed the nose of my Ram. He FINALLY pulled over a 1/2 mile up the road. 4500 lbs of pickup does wonders to the ass of a little car, dont you think?? Especially at 45 mph. And yes you haters, I'm on the phone, AGAIN, using my headset, which is why 1) I maintained control of my truck with my left hand and 2) hit the horn while maintaining control using my right hand. And yet again I'm fighting with GEICO to pay for their clients errors... If you have them, well.. I'll keep it clean. If you hit someone who has Geico, I'm sorry... my Jan wreck with my rig took 4 1/2 months to pay out what I told them I would settle for 2 weeks after the wreck .